CBRC: Banks Strictly Charge Directory Fees From April.

According to the CBRC,

In addition, the CBRC also convened a special meeting to correct irregularities in the banking industry, which added unreasonable loan conditions and unreasonable fees.

There are seven kinds of problems, such as loan pfer, deposit and loan linkage, loan charging, floating profit sharing, loan tying, floating to the top, and shifting costs.

The head of the relevant departments of the CBRC indicated that, since April 1st, the CBRC has organized all the national dispatched offices at all levels, and the whole staff has been dispatched to visit the banking outlets in the jurisdiction of the whole country for strict on-site inspection.

On the whole, banks according to the "sunshine drying" thought put forward by the CBRC, better implement the "seven prohibit and four open" regulations, comb out the standard service price, stop a batch of fees independently, and promulgate some preferential policies.

However, some banks still have some problems in implementation and need further improvement.

The responsible person said that the CBRC held a special meeting recently, and timely study and deploy further deepened.

The CBRC said that the collection of unreasonable fees will focus on the following six aspects: first, no charges for publicity; two is beyond the scope of publicity, the actual fees are not consistent with the list; three, the actual fees are inconsistent with the public price; four is not providing substantive services and charges; five is the self service fee items and standards of the branches; six is that the service charges of the government guidance price (or government pricing) are not in line with the relevant state regulations, that is, the fees do not meet the requirements, the price standards do not meet the requirements, and the government departments have explicitly cancelled the charges.

For the above violations, the banking supervision and administration departments will be punished according to the relevant provisions.

The CBRC has requested that for the additional unreasonable loan conditions that appear after March 1st, for the collection of unreasonable fees after April 1st, the dispatched offices at all levels should be found in accordance with the principle of territorial law enforcement and must be treated together.

At the same time, the CBRC will set up a direct inspection mechanism and send personnel directly to the relevant institutions for the complaints and complaints of the masses, on-site verification, timely punishment and timely return of the results.

It is understood that the NDRC,