Forging "Regulatory Documents" Advocating "Insurance Price Rise"

"Under the supervision department's announcement, the insurance products will be substantially increased, and the new" insurance and financial products "will be more profitable.

At the beginning of the year, the business of insurance market is developing vigorously, and the similar statements of insurance salesmen emerge one after another.

All kinds of businesses in the company sprint, all kinds of greeting "open door", under the pressure and indicators, "sales of chicken blood" sales personnel use various "big strokes", resulting in the insurance products selling out of style, the vast number of consumers, especially elderly friends should be vigilant, guard against being fooled.

In mid December 2014, the "insurance supervision letter" of a health insurance and accident insurance price rose in the middle of the network. According to the "official letter", the original major illness and personal accident insurance were completely suspended in the early hours of January 1, 2015.

The new version of the protection rate is officially launched in 2015.

Under the condition of unchanged protection, the insured rate will be raised by 48% per 10000 yuan.

The new version has been issued.

In this short official document, the words "Liaoning regulatory authority of China Insurance Regulatory Commission" and "December 20, 2014" are written, and the "official seal" of the China Insurance Regulatory Commission is also covered.

"Red tape" has come down, and some anxious consumers intend to buy these two products before the price rises.

Although the "official letter" has only a few words, it is obviously a taste of future major illness insurance and unexpected price increase.

Fortunately, the "official letter" was soon seen by insiders.

In December 17, 2014, the Liaoning Insurance Regulatory Commission also clarified the official website, which confirmed that the announcement was forgery, and reminded consumers to carefully discriminate when buying insurance products, rationally choose suitable insurance products from their actual needs, and beware of insurance on the grounds of stop selling and rising prices.

Misleading behavior.

Liaoning

In the same period, the notice issued on the regulation of the sale of personal insurance sales requires that the provincial branches strictly prohibit the insurance agencies and their employees from making and disseminating such false information, and pmit the contents of the notice to the institutions and their insurance sales personnel before 12 o'clock in December 18, 2014, so as to prevent further spread of false information.

In November 21, 2014, the Liaoning Insurance Regulatory Commission pmitted the China Insurance Regulatory Commission on strict regulation of non insurance.

The notice of sale further standardizes the sale of insurance products.

At the end of last year, when the old products are about to stop and new products are coming out, in order to encourage consumers to rush to buy old products, some agents will tell the news that they are going to rise in price and instilling this concept to new and old customers, lobby customers to add old products, or let new customers "seize the last chance of insurance".

The sales staff's argument, let the customer have "passed the village, did not have this shop" the feeling, is actually fully grasped the consumer's psychology.

But this forged regulatory document, with the help of the credibility of the government, encourages consumers to believe that the price of the product is going up, so that the sales promotion in a short period of time is fraudulent.

Insiders said that the insurance salesmen faked the official regulatory letter of the government, the nature of which was rather bad.

No matter what kind of price increases, I would like to remind the vast number of insurance consumers that they should not blindly believe, and can consult some professionals to discern the truth and prevent them from being deceived.